We take time to get to know each client individually. We focus on risk managed portfolio construction. Our portfolio construction and implementation process focuses on risk management and utilizes many of the concepts and strategies employed by large organizations. Our focus of broad diversification, is about getting the asset allocation and the underlying themes correct. We deploy your investments across a broad cross section of asset classes using traditional stocks and bonds, with the possibility of some hard assets and alternative investments. STM is both a risk manager and an investment manager and these two functions are distinct and produce different constraints on portfolios. We spend quality time on each function, being critical of both what we are paying for and from whom we are buying.