Investment Management

We provide thoughtful, expert guidance and proactive support, centered solely on our clients best interests and free from hidden agendas.

Read more

Financial Planning

Your financial life isn't limited to investing, and neither should your advice be.

Read more

Design

As our client, you can be sure that when we recommend a product or solutions, that recommendation is based purely on your goals and needs.

Read more

Transitional Wealth Planning

Helping you manage the financial events throughout your life and your business.

Read more

Manage your money
with more confidence

We work with you to build you a tailored portfolio that meets your risk tolerance and long term goal objective.

Why choose us?

Experienced

STM Asset Management has over 30 years of investment experience between it's investment advisers.  We are at the forefront of this quickly changing economy and we work closely with our clients because we are fully committed to meeting and exceeding expectations. We also believe in keeping our services affordable to our clients, we make sure to work with you to build you a tailored portfolio that meets your risk tolerance and long term goal objective.

We are proud that so many of our clients have repeatedly turned to us for guidance and assistance with their financial futures, and we work hard to earn their loyalty every day.

Unbiased

STM Asset Management is a fee-only asset management firm that prides itself on service and performance.  We are committed to providing unbiased advice and prudent strategies for investing.  Our services are always tailored to your unique needs.  We provide investment management and retirement planning with portfolios specifically designed for each client.  Our fee-only approach allows us to serve you without compromise.  We do not work on a commission basis, nor do we benefit from recommending any particular course of action.  Our reward is satisfied clients!

STM Asset Management is a an Alabama licensed Registered Investment Adviser and permitted to service clients in Alabama and other states as permitted by law.

Committed

Our commitment to you at STM Asset Management, is to treat our clients with courtesy and integrity.  Our consistent track record of uncompromising ethics instills confidence and trust.  We use cutting edge technologies to ensure up to the minute information from the financial world.  This allows us to respond quickly, and give you the most relevant information and perspective.

Our process

Fit Meeting

01

To navigate to a destination, you must know your starting point. Our process begins with a deep dive into your personal profile, your financial situation, your values and your concerns. We then listen carefully to your goals and objectives, even as we guide you toward sharpening your vision for the future.

This knowledge that we gain during discovery allows us to understand you as a three-dimensional person—not just an account number. And that knowledge is the raw material of a successful relationship.

02

Define Goals

Drawing on our team-wide knowledge and experience, we pinpoint what we believe are the best strategies, solutions and products for achieving your goals. Our analysis privileges low cost, simplicity and appropriate risk that is commensurate with your objectives and comfort level. This phase of the process results in a comprehensive plan for your review.

Design Plan

03

We focus on risk managed portfolio construction. Our portfolio construction and implementation process focuses on risk management and utilizes many of the concepts and strategies employed by large organizations. Our focus of broad diversification, is about getting the asset allocation and the underlying themes correct. We deploy your investments across a broad cross section of asset classes using traditional stocks and bonds, with the possibility of some hard assets and alternative investments. STM is both a risk manager and an investment manager and these two functions are distinct and produce different constraints on portfolios. We spend quality time on each function, being both critical of both what we are paying for and from whom we are buying.

04

Implementation

Once your plan is in place, we oversee complete action of each item. The ULT team implements certain recommendations directly, and we work closely with third-party experts, such as accountants and attorneys, to accomplish recommendations within their purview. We assist to ensure that your entire team is pulling on the oars in tandem, moving you in the direction of your goals.

Monitoring

05

The monitoring phase of our client process is the longest in chronological terms, and it’s vitally important. We continually study your progress toward your objectives, making changes as warranted to keep you on track. And we communicate pro-actively and clearly with you so that you are fully informed as we work toward achieving your goals.

Meet our team

Sean T. McClay

Founder / Chief Investment Officer

Nathan Lippincott

Investment Advisor Representative

Request a call back

At STM Asset Management, we treat our clients with courtesy and integrity. Our consistent track record of uncompromising ethics instills confidence and trust. We use cutting edge technologies to ensure up to the minute information from the financial world. This allows us to respond quickly, and give you the most relevant information and perspective.